District Central Co-operative Bank Supaul

Home Loan can be availed by salaried individuals, self employed individuals and professionals.
Minimum Age-21 Years
Maximum Age-65 Years (the age by which loan should be fully repaid).

Loan Application: Loan application form duly filled in affixed with 2 passport size photographs.
Proof of Identity (Any one): PAN/Passport/Driving License/Voter ID Card.
Proof of Residence/Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Passport/Voters ID card/ Aadhar Card.
Last 6 months bank a/c statements for all bank accounts held by the applicant.
If any previous loan from other banks/lenders, then loan account statement for last 1 year.
Personal asset liability statement in the Bank’s standard format.

Salary Slip or Salary Certificate of last 3 months.
Copy of identity card issued by the employer.
Copy of Form 16 or IT Returns for the last 3 financial years, acknowledged by IT Dept.
Copy of employer certificate, appointment letter (duly attested by the employee).

Proof of business address.
Copy of IT returns for the last 3 years.
Balance Sheet & Profit & Loss A/c for last 3 years.
Business Proof (Registration Certificate of establishment, Trade License, Sales Tax Registration, etc.)
Copy of certificate of practice (if applicable).
TDS Certificate (Form 16A, if applicable).
Copy of Registration Certificate for deduction of Professional Tax (if applicable).
Copy of challans evidencing payment of Advance Income Tax.

Agreement for sale (duly registered for states where applicable), Construction agreement.
Blueprint stamped by Municipal Authority.
Payment receipts to builder/seller.
Original copy of land tax paid receipt & possession certificate issued by the revenue authorities.

Home Loan